Make Your Rent Count. Finally!
Turn your rent payment into a trusted financial score
You Pay Rent Every Month.
Now, Make It Count
If you are an entrepreneur, freelancer, contractor, or gig worker in Africa, chances are you've been told:
"No payslip, no loan."
Yet every month, you show discipline, responsibility, and reliability through rent.
nesti turns that habit into a trusted financial asset — your RentScore.
Build a bank-trusted credit profile
Unlock access to loans and home financing
Move from renting to owning
nesti Calculator
Your 5 Year Game Plan
Based on Kes 45,000 rent
Total Rent Paid:
Kes 2.7M
Build a bank-trusted RentScore within 6 months and:
Total Rent Sunk:
Kes 2.7M
In partnership with industry leaders
Across Africa, over 85% of workers earn their income outside traditional employment. No payslip. No formal credit file. No access to affordable loans.
Meanwhile, rent takes up 30–40% of monthly income and builds absolutely nothing toward your financial future.
That is the gap, And that is what nesti fixes.
How nesti Works
We make your everyday rent work as proof of creditworthiness.
With nesti, you can:
Pay rent directly and securely to your landlord through the nesti app
Track your rental history automatically
Build a RentScore from consistent, on-time payments
Use your RentScore to unlock:
- •Personal loans
- •Business credit
- •Home financing
- •Rent-to-own opportunities
Why This Matters
You shouldn't be excluded from financial opportunities just because you don't earn from a payslip.
nesti exists to give Africa's entrepreneur, freelancer, contractor, and gig workers credit where it's due.
Why People Choose nesti
No payslip required
Works with your real financial behaviour
Trusted, secure data processing
Recognised by financial institutions, property managers, landlords and developers
Make Your Rent Count.
For Property Managers
Screen Smarter.
Manage Risk Better.
Onboard with Confidence.
Managing rental portfolios shouldn't feel like a gamble.
With nesti, property managers can screen tenants objectively before onboarding, using real payment behaviour, not guesswork, incomplete paperwork, or gut instinct. Our screening and RentScore tools help you protect landlord income, reduce arrears, and place the right tenants in the right units.
Built for Portfolios of All Sizes
Whether you manage 10 units or 1,000+, nesti integrates into your workflow to:
- Standardize onboarding across all properties.
- Protect consistent rental income.
- Defend placement decisions with audit-ready data.
- Scale your management capacity by reducing vetting headaches.